An analyses of the effect of living habits on water conservation among Gauteng residents
- Gule, Palesa T., Maduku, Daniel K., Dilotsotlhe, Nombulelo
- Authors: Gule, Palesa T. , Maduku, Daniel K. , Dilotsotlhe, Nombulelo
- Date: 2018
- Subjects: Attitude , Living Habit , Intention to Conserve Water
- Language: English
- Type: Conference proceedings
- Identifier: http://hdl.handle.net/10210/273328 , uj:29116 , Citation: Gule, P.T., Maduku, D.K. & Dilotsotlhe, N. 2018. An analyses of the effect of living habits on water conservation among Gauteng residents.
- Description: Abstract: South Africa’s water resources are constantly under pressure as a result of severe weather conditions, pollution, destruction of wetlands and a growing population. Although efforts to increase awareness of water conservation have been implemented, household usage continues to rise. Previous studies have highlighted the major issues militating against water conservation behaviour, but more research is necessary in the South African context. The purpose of this study, therefore, was to understand the impact of living habits on water conservation behaviour among Gauteng residents, using a research model that integrates living habits into the Theory of Reasoned Action (TRA). Data for empirical testing of the proposed research model was obtained from the responses of 347 respondents in Gauteng. The empirical results of the analysis indicate that respondents’ habits and intention to conserve water have significant and positive effects on water conservation behaviour. The results further reveal that attitude, subjective norm and living habits exert a significant and positive influence on intention to conserve water. The implications of these findings for strategies aimed at water conservation among consumers in the province and others in similar contexts are presented.
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- Authors: Gule, Palesa T. , Maduku, Daniel K. , Dilotsotlhe, Nombulelo
- Date: 2018
- Subjects: Attitude , Living Habit , Intention to Conserve Water
- Language: English
- Type: Conference proceedings
- Identifier: http://hdl.handle.net/10210/273328 , uj:29116 , Citation: Gule, P.T., Maduku, D.K. & Dilotsotlhe, N. 2018. An analyses of the effect of living habits on water conservation among Gauteng residents.
- Description: Abstract: South Africa’s water resources are constantly under pressure as a result of severe weather conditions, pollution, destruction of wetlands and a growing population. Although efforts to increase awareness of water conservation have been implemented, household usage continues to rise. Previous studies have highlighted the major issues militating against water conservation behaviour, but more research is necessary in the South African context. The purpose of this study, therefore, was to understand the impact of living habits on water conservation behaviour among Gauteng residents, using a research model that integrates living habits into the Theory of Reasoned Action (TRA). Data for empirical testing of the proposed research model was obtained from the responses of 347 respondents in Gauteng. The empirical results of the analysis indicate that respondents’ habits and intention to conserve water have significant and positive effects on water conservation behaviour. The results further reveal that attitude, subjective norm and living habits exert a significant and positive influence on intention to conserve water. The implications of these findings for strategies aimed at water conservation among consumers in the province and others in similar contexts are presented.
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Examining drivers of green appliance adoption using two theories among middle class consumers
- Dilotsotlhe, Nombulelo, Inseng, Helen Duh
- Authors: Dilotsotlhe, Nombulelo , Inseng, Helen Duh
- Date: 2020
- Language: English
- Type: Article
- Identifier: http://hdl.handle.net/10210/436123 , uj:37820 , Citation: Dilotsotlhe, N. & Inseng, H.D. 2020. Examining drivers of green appliance adoption using two theories among middle class consumers.
- Description: Abstract: The rapid growth of middle class consumers in emerging markets like South Africa is often characterised by high energy consumption, driven by demand for household appliances. As green appliances can reduce energy consumption, this study (1) examined South African black middle class consumers’ attitudes and adoption behaviour of green appliances; (2) integrated the theories of consumption value and planned behaviour for a richer explanation of attitudes and behavioural intention (BI) regarding green appliances; and (3) assessed whether BI and perceived behavioural control (PBC) translate into actual adoption...
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- Authors: Dilotsotlhe, Nombulelo , Inseng, Helen Duh
- Date: 2020
- Language: English
- Type: Article
- Identifier: http://hdl.handle.net/10210/436123 , uj:37820 , Citation: Dilotsotlhe, N. & Inseng, H.D. 2020. Examining drivers of green appliance adoption using two theories among middle class consumers.
- Description: Abstract: The rapid growth of middle class consumers in emerging markets like South Africa is often characterised by high energy consumption, driven by demand for household appliances. As green appliances can reduce energy consumption, this study (1) examined South African black middle class consumers’ attitudes and adoption behaviour of green appliances; (2) integrated the theories of consumption value and planned behaviour for a richer explanation of attitudes and behavioural intention (BI) regarding green appliances; and (3) assessed whether BI and perceived behavioural control (PBC) translate into actual adoption...
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The effect of the National Credit Act on micro-lending financial institutions
- Authors: Dilotsotlhe, Nombulelo
- Date: 2014-06-19
- Subjects: South Africa. National Credit Act, 2005 , Microfinance - South Africa
- Type: Thesis
- Identifier: uj:11551 , http://hdl.handle.net/10210/11258
- Description: M.Com. (Business Management) , The aim of this research study is to investigate the effect of the National Credit Act on a micro-lending financial institution, namely Old Mutual Finance. The objective of the study is to gain insight from Old Mutual management staff on how their sales and operations have been affected since the inception of the Act and to reflect on their experiences and perception regarding the Act. The study also assesses Old Mutual Finance customers’ level of awareness and perceptions regarding the Act. The purpose of the National Credit Act is to promote and advance the social and economic welfare of South Africans, promote a fair, transparent, competitive, sustainable, responsible, efficient, effective and accessible credit market and industry, and to protect consumers. A mixed model research was used where both qualitative and quantitative data collection techniques and analysis procedures were used and combined. For qualitative data collection, five senior management staff of Old Mutual Finance were interviewed. This entailed face-to-face interviews which were semi-structured, their responses were manually written and also digitally recorded. The quantitative method involved the use of a survey of two hundred and thirty two of their customers from four different Old Mutual Finance branches located in Johannesburg. The results of the study indicate that the National Credit Act is considered to be appropriate legislation with good intentions. However, some aspects of the legislation need to be addressed to ensure that credit providers are able to smoothly implement its rules and regulations in the lending market. Concerns pertaining to the lack of consumer knowledge or low financial literacy were also raised. Using the promax rotation and eigenvalues exceeding one, three factors namely, Knowledge of the Act, Attitudes towards the Act and Perception towards credit in general were identified which together explained the 47% of the variance for the entire set of variables. These three factors corresponded to the themes of the customer questionnaire.
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- Authors: Dilotsotlhe, Nombulelo
- Date: 2014-06-19
- Subjects: South Africa. National Credit Act, 2005 , Microfinance - South Africa
- Type: Thesis
- Identifier: uj:11551 , http://hdl.handle.net/10210/11258
- Description: M.Com. (Business Management) , The aim of this research study is to investigate the effect of the National Credit Act on a micro-lending financial institution, namely Old Mutual Finance. The objective of the study is to gain insight from Old Mutual management staff on how their sales and operations have been affected since the inception of the Act and to reflect on their experiences and perception regarding the Act. The study also assesses Old Mutual Finance customers’ level of awareness and perceptions regarding the Act. The purpose of the National Credit Act is to promote and advance the social and economic welfare of South Africans, promote a fair, transparent, competitive, sustainable, responsible, efficient, effective and accessible credit market and industry, and to protect consumers. A mixed model research was used where both qualitative and quantitative data collection techniques and analysis procedures were used and combined. For qualitative data collection, five senior management staff of Old Mutual Finance were interviewed. This entailed face-to-face interviews which were semi-structured, their responses were manually written and also digitally recorded. The quantitative method involved the use of a survey of two hundred and thirty two of their customers from four different Old Mutual Finance branches located in Johannesburg. The results of the study indicate that the National Credit Act is considered to be appropriate legislation with good intentions. However, some aspects of the legislation need to be addressed to ensure that credit providers are able to smoothly implement its rules and regulations in the lending market. Concerns pertaining to the lack of consumer knowledge or low financial literacy were also raised. Using the promax rotation and eigenvalues exceeding one, three factors namely, Knowledge of the Act, Attitudes towards the Act and Perception towards credit in general were identified which together explained the 47% of the variance for the entire set of variables. These three factors corresponded to the themes of the customer questionnaire.
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