A study of how the utilisation of optimal cost management techniques influence medical scheme administrators
- Bronkhorst, Seugnet, Schmidt, Leon Dan
- Authors: Bronkhorst, Seugnet , Schmidt, Leon Dan
- Date: 2017
- Language: English
- Type: Article
- Identifier: http://hdl.handle.net/10210/259364 , uj:27287 , Citation: Bronkhorst, S. & Schmidt, L.D. 2017. A study of how the utilisation of optimal cost management techniques influence medical scheme administrators.
- Description: Abstract: Within today’s competitive and cost-driven business environment, Medical Scheme Administrators are under tremendous pressure to ensure their operations are at the pinnacle of financial performance, through stable but profitable business structures, whilst achieving maximum return for member’s contributions. The purpose of the study was to identify the factors that affect the optimal cost management practices is to ensure that organisations have a true understanding of costs, so that it can continuously make the right decisions with regards to product mix, price and market. This research uses a qualitative methodology to uncover how the South African Medical Scheme Administrators currently use costing principles. This is achieved through semi-structured interviews with individuals, who are directly responsible for this function within their respective organisation. The study concluded that a conceptual cost management framework, which is made up of a number of key models to assist an organisation, is more frequently used in more mature organisations.
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- Authors: Bronkhorst, Seugnet , Schmidt, Leon Dan
- Date: 2017
- Language: English
- Type: Article
- Identifier: http://hdl.handle.net/10210/259364 , uj:27287 , Citation: Bronkhorst, S. & Schmidt, L.D. 2017. A study of how the utilisation of optimal cost management techniques influence medical scheme administrators.
- Description: Abstract: Within today’s competitive and cost-driven business environment, Medical Scheme Administrators are under tremendous pressure to ensure their operations are at the pinnacle of financial performance, through stable but profitable business structures, whilst achieving maximum return for member’s contributions. The purpose of the study was to identify the factors that affect the optimal cost management practices is to ensure that organisations have a true understanding of costs, so that it can continuously make the right decisions with regards to product mix, price and market. This research uses a qualitative methodology to uncover how the South African Medical Scheme Administrators currently use costing principles. This is achieved through semi-structured interviews with individuals, who are directly responsible for this function within their respective organisation. The study concluded that a conceptual cost management framework, which is made up of a number of key models to assist an organisation, is more frequently used in more mature organisations.
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Effect of value-added services on transactional behaviour
- Mthembu, Zoleka, Bronkhorst, Seugnet
- Authors: Mthembu, Zoleka , Bronkhorst, Seugnet
- Date: 2020
- Subjects: Value Added Services , Redemptions , Utilisation
- Type: Article
- Identifier: http://hdl.handle.net/10210/463873 , uj:41414 , Citation: Mthembu, Z., Bronkhorst, S. 2020. Effect of value-added services on transactional behaviour. , DOI: 10.24052/BMR/V11NU02/ART-18
- Description: Abstract: Traditional banking methods evolved and include services as a method of differentiation, reducing operating costs, and providing additional benefits to the customer. Banks re-invented themselves and provide innovative solutions to remain competitive. This research explores whether using value added services contributed to changes in transactional banking behaviour and was done in one of the largest banks in South Africa over a period of four months. Two banking products in the youth customer segment were selected. The control group received one treatment at the beginning of the four-month period, and the experimental group received a further three treatments at different times of each month. Two data sets (1) VAS usage and (2) bank transactions were analysed. The results showed that the intervention had a positive effect on transactional banking behaviour. Additional causative factors were identified that increased the usage of value-added services and increased transactional banking behaviour.
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- Authors: Mthembu, Zoleka , Bronkhorst, Seugnet
- Date: 2020
- Subjects: Value Added Services , Redemptions , Utilisation
- Type: Article
- Identifier: http://hdl.handle.net/10210/463873 , uj:41414 , Citation: Mthembu, Z., Bronkhorst, S. 2020. Effect of value-added services on transactional behaviour. , DOI: 10.24052/BMR/V11NU02/ART-18
- Description: Abstract: Traditional banking methods evolved and include services as a method of differentiation, reducing operating costs, and providing additional benefits to the customer. Banks re-invented themselves and provide innovative solutions to remain competitive. This research explores whether using value added services contributed to changes in transactional banking behaviour and was done in one of the largest banks in South Africa over a period of four months. Two banking products in the youth customer segment were selected. The control group received one treatment at the beginning of the four-month period, and the experimental group received a further three treatments at different times of each month. Two data sets (1) VAS usage and (2) bank transactions were analysed. The results showed that the intervention had a positive effect on transactional banking behaviour. Additional causative factors were identified that increased the usage of value-added services and increased transactional banking behaviour.
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Globalisation, internationalisation and export opportunities for South Africa
- Bronkhorst, Seugnet, Nieuwenhuizen, Cecile
- Authors: Bronkhorst, Seugnet , Nieuwenhuizen, Cecile
- Date: 2019
- Subjects: Globalisation , Internationalisation , South Africa
- Language: English
- Type: Conference proceedings
- Identifier: http://hdl.handle.net/10210/406750 , uj:34211 , Citation: Bronkhorst, S. & Nieuwenhuizen, C. 2019. Globalisation, internationalisation and export opportunities for South Africa.
- Description: Abstract: The economic resources of capital, technology, and data as well as the exchange of goods and funds and the agriculture supply sector all become part of the ‘border-less world’. The Government and private organisations are arduously demanding factors to stimulate growth in the South African economy through various strategies and comprehend export development as a priority. The Department of Trade and Industry grow the export base and increase exports from South Africa as well as develop an approach to export expansion supported by strategic export promotion in line with global best practice resulting in the Integrated National Export Strategy (INES) or ‘Export 2030’. Within the demand for wood, South Africa has the opportunity to increase its wood supply into world markets in the future to various countries and indications are of countries and regions which might be future potential markets with this research main aim towards entering the European Union market. South Africa may enter the EU markets without any tariff barriers because it falls under the Generalised System of Preferences (GSP). However, South African produce still have to meet certain requirements to enter the EU market, for example, they have to provide evidence of origin to EU customs in the form of a Certificate of Origin and the wood or articles therefore must be transported directly to the EU from the country of origin. There are a number of non-tariff measures (NTMs) for wood products, being more complex than tariffs and more difficult to gauge their impact with an even greater trade-restricting effect than tariffs. One of these measure is the use of import quotas for forest products is declining, resulting in difficulties. However, the use of export restrictions, particularly on logs, has been increasing, and had a major impact on trade in forest products.
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- Authors: Bronkhorst, Seugnet , Nieuwenhuizen, Cecile
- Date: 2019
- Subjects: Globalisation , Internationalisation , South Africa
- Language: English
- Type: Conference proceedings
- Identifier: http://hdl.handle.net/10210/406750 , uj:34211 , Citation: Bronkhorst, S. & Nieuwenhuizen, C. 2019. Globalisation, internationalisation and export opportunities for South Africa.
- Description: Abstract: The economic resources of capital, technology, and data as well as the exchange of goods and funds and the agriculture supply sector all become part of the ‘border-less world’. The Government and private organisations are arduously demanding factors to stimulate growth in the South African economy through various strategies and comprehend export development as a priority. The Department of Trade and Industry grow the export base and increase exports from South Africa as well as develop an approach to export expansion supported by strategic export promotion in line with global best practice resulting in the Integrated National Export Strategy (INES) or ‘Export 2030’. Within the demand for wood, South Africa has the opportunity to increase its wood supply into world markets in the future to various countries and indications are of countries and regions which might be future potential markets with this research main aim towards entering the European Union market. South Africa may enter the EU markets without any tariff barriers because it falls under the Generalised System of Preferences (GSP). However, South African produce still have to meet certain requirements to enter the EU market, for example, they have to provide evidence of origin to EU customs in the form of a Certificate of Origin and the wood or articles therefore must be transported directly to the EU from the country of origin. There are a number of non-tariff measures (NTMs) for wood products, being more complex than tariffs and more difficult to gauge their impact with an even greater trade-restricting effect than tariffs. One of these measure is the use of import quotas for forest products is declining, resulting in difficulties. However, the use of export restrictions, particularly on logs, has been increasing, and had a major impact on trade in forest products.
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Investigate an index to measure the integrity of investment companies investing responsibly
- Andrews, Don, Bronkhorst, Seugnet
- Authors: Andrews, Don , Bronkhorst, Seugnet
- Date: 2019
- Language: English
- Type: Conference proceedings
- Identifier: http://hdl.handle.net/10210/404454 , uj:33919 , Citation: Andrews, D. & Bronkhorst, S. 2019. Investigate an index to measure the integrity of investment companies investing responsibly.
- Description: Abstract: Stakeholders realise the value and impact of Responsible Investment upon making informed decisions about investments. Due to this more organisations are pressured to report on RI performances and positive and/or negative strategies to address ESG issues and to implement ESG policies into the primary strategy of their operations. There are many governments and organisations globally which support sustainable investment and as one such administration, South Africa has legislated to manage RI issues (www.gov.za). Recognition is given to the both CRISA and PRI as well as taking the integrated environmental, social and governance (ESG) considerations into the investment decision making process into consideration when assisting in identifying, managing and mitigating potential ESG risks to achieve sustainable long-term investment outcomes...
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- Authors: Andrews, Don , Bronkhorst, Seugnet
- Date: 2019
- Language: English
- Type: Conference proceedings
- Identifier: http://hdl.handle.net/10210/404454 , uj:33919 , Citation: Andrews, D. & Bronkhorst, S. 2019. Investigate an index to measure the integrity of investment companies investing responsibly.
- Description: Abstract: Stakeholders realise the value and impact of Responsible Investment upon making informed decisions about investments. Due to this more organisations are pressured to report on RI performances and positive and/or negative strategies to address ESG issues and to implement ESG policies into the primary strategy of their operations. There are many governments and organisations globally which support sustainable investment and as one such administration, South Africa has legislated to manage RI issues (www.gov.za). Recognition is given to the both CRISA and PRI as well as taking the integrated environmental, social and governance (ESG) considerations into the investment decision making process into consideration when assisting in identifying, managing and mitigating potential ESG risks to achieve sustainable long-term investment outcomes...
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Student funding model used by the National Student Financial Aid Scheme (NSFAS) at universities in South Africa
- Matukane, Mzwakhe Michael, Bronkhorst, Seugnet
- Authors: Matukane, Mzwakhe Michael , Bronkhorst, Seugnet
- Date: 2017
- Subjects: National Student Financial Aid Scheme , Student fees , Funding
- Language: English
- Type: Articles
- Identifier: http://hdl.handle.net/10210/242073 , uj:24961 , Citation: Matukane, M.M. & Bronkhorst, S. 2017. Student funding model used by the National Student Financial Aid Scheme (NSFAS) at universities in South Africa.
- Description: Abstract: Purpose The purpose of this research is focused on evaluating NSFAS as student funding at South African Universities. Problem Investigated Public universities in South Africa witnessed student protests on campuses during 2015 and 2016. These were orchestrated by students demanding additional funding assistance from the National Student Financial Aid Scheme (NSFAS), zero-fee increases and the scrapping of student debt by universities. In 2012 a report for feefree university education for poor people was handed to the Minister of Higher Education and Training (DHET, 2012). It suggested that fee-free higher education would be possible if more funds were injected into the NSFAS (DHET, 2012:49). It is not currently known how much funding is required to fund both the poor students and the missing middle students who earn beyond the NSFAS eligibility threshold. Methodology A quantitative research method was used. Information on student funding at a specific period, was collected using different universities to corroborate the data received in order to solve the research problem. The approach assisted in identifying how student funding is allocated per university in a specific academic year. Value of the research The higher education sector is constantly evolving. The past struggle of universities was to ensure that they attracted the best academics and students. The focus has now changed to the student struggle on matters of academic exclusion, financial exclusion and the decolonising of universities. The study of student funding in South...
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- Authors: Matukane, Mzwakhe Michael , Bronkhorst, Seugnet
- Date: 2017
- Subjects: National Student Financial Aid Scheme , Student fees , Funding
- Language: English
- Type: Articles
- Identifier: http://hdl.handle.net/10210/242073 , uj:24961 , Citation: Matukane, M.M. & Bronkhorst, S. 2017. Student funding model used by the National Student Financial Aid Scheme (NSFAS) at universities in South Africa.
- Description: Abstract: Purpose The purpose of this research is focused on evaluating NSFAS as student funding at South African Universities. Problem Investigated Public universities in South Africa witnessed student protests on campuses during 2015 and 2016. These were orchestrated by students demanding additional funding assistance from the National Student Financial Aid Scheme (NSFAS), zero-fee increases and the scrapping of student debt by universities. In 2012 a report for feefree university education for poor people was handed to the Minister of Higher Education and Training (DHET, 2012). It suggested that fee-free higher education would be possible if more funds were injected into the NSFAS (DHET, 2012:49). It is not currently known how much funding is required to fund both the poor students and the missing middle students who earn beyond the NSFAS eligibility threshold. Methodology A quantitative research method was used. Information on student funding at a specific period, was collected using different universities to corroborate the data received in order to solve the research problem. The approach assisted in identifying how student funding is allocated per university in a specific academic year. Value of the research The higher education sector is constantly evolving. The past struggle of universities was to ensure that they attracted the best academics and students. The focus has now changed to the student struggle on matters of academic exclusion, financial exclusion and the decolonising of universities. The study of student funding in South...
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The South African forestry industry with possibilities of entering the international hardwood industry
- Bronkhorst, Seugnet, Nieuwenhuizen, C. Prof.
- Authors: Bronkhorst, Seugnet , Nieuwenhuizen, C. Prof.
- Date: 2019
- Subjects: South Africa, Forestry, Decision Making
- Language: English
- Type: Conference proceedings
- Identifier: http://hdl.handle.net/10210/397149 , uj:32998
- Description: Abstract : Please refer to full text to view abstract.
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- Authors: Bronkhorst, Seugnet , Nieuwenhuizen, C. Prof.
- Date: 2019
- Subjects: South Africa, Forestry, Decision Making
- Language: English
- Type: Conference proceedings
- Identifier: http://hdl.handle.net/10210/397149 , uj:32998
- Description: Abstract : Please refer to full text to view abstract.
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