Abstract
This paper evaluates the influences of financial behavior, work engagement, and work engagement on financial well-being within Nigeria's Banking Industry. Its sample was taken from four (4) banks The present researcher dispersed the questionnaires at random for this cross-sectional survey. Nevertheless, 382 of the 400 questionnaires sent met the criteria for investigation and were examined using SPSS version 28. The present investigation conducted standard multiple regression and zero-order correlation analyses to test the stated hypotheses and conclude that positive financial behaviors and employee work engagement considerably increase financial well-being. In Nigeria's banking industry, financial stress, on the other hand, worsens financial well-being in the 4IR period. It further establishes a link between financial behavior and financial stress and a good correlation between financial behavior and work engagement. Furthermore,