Abstract
The study sought to thoroughly investigate the impact of access to various financial products and services offered by financial institutions such as the ability to have a transaction account, borrowing, saving and insurance services on sustainable poverty reduction. The study was necessitated by the fact that many poor people in Zimbabwe are in rural areas with farming as their main activity. So the study aimed to understand if access to finance had an impact on poverty among smallholder farmers. Using multiple regression techniques, the study revealed that access to a transaction account, saving and borrowing had an impact on poverty reduction among the smallholder farmers. It was noted that access to finance through financial inclusion can help to fight poverty sustainably among the smallholder farmers. As a result, the government of Zimbabwe should ensure that smallholder farmers do actively participate in the financial sector through encouraging them to open accounts, to save and to borrow by prioritizing policies that will help to increase the levels of financial inclusion. Also, the government should partner with financial institutions so that financial institutions can provide a variety of products and services at an affordable cost to smallholder farmers.